Home Affordable Refinance Program  
HARP is designed to help you refinance
into a new affordable, more stable
mortgage... Read more

Modular Home Loans  
Qualify for site-built loan types
and rates..Read more
FHA. Modular Home Loans..Read more

Conventional Mortgages
A Conventional Home Mortgage Loan
is not insured by the federal government,
unlike FHA Loans... Read more

FHA Mortgages - 3.5% Down
Designed for all borrowers who are
unable to make a large down payment.
FHA loan limits vary...   Read more

VA Mortgages - No Money Down
A VA home loan can be a bit more
complex than a conventional loan,
but the perks...  Read more

Jumbo Mortgages, FHA, VA
Loans from $417,000 to $10,000,000
Need flexible rates and terms? Need
quick turnaround?  Read more

USDA Rural Home Purchases ...  Read more
100% financing! Growing in popularity,

Second Homes, Investment Properties
NEW PROGRAM! Now Refinance with
Lower FICOs and Higher loan to value's.
Low Rates Flexible Terms!  Read more
All Mortgage and Home Types
Single Family, Condo, Townhome
Modular, Manufactured or 1-4 Units
Did You Know...?
FHA Streamline Refinance
Want to refinance your FHA mortgage?
If you presently have an FHA mortgage,
you can easily qualify for a Streamline
FHA Refinance Mortgage. Easier guidelines,
no appraisal, low documentation for
rate and term...    Read more
1-800-608-6898
Purchase or Refinance
You Deserve The Best!
Invest 90 Seconds
Free Loan Request
No Application Fee
Low Fixed Rates
Nationwide Service
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Mobile Home Financing - Mobile Homes - Home Loans - Mortgage
Manufactured and mobile home financing, refinancing and mobile home loans in a Park, leased or rented lot. Mobile home refinancing
for debt consolidation, mobile home equity loan refinance, tuition, home improvement mobile home loans and more.
Financing Manufactured, Mobile or Modular Home Loan

We're Glad You Asked!

Let's answer some questions many borrowers have
about manufactured and mobile home
financing and refinancing.

A manufactured or mobile home situated on leased land such
as a mobile home community, leased private land or family
land is considered a HOME ONLY also known as a CHATTEL.  

A CHATTEL or HOME ONLY finance or refinance is a
mortgage on personal property, as opposed to real property
or real estate.  A manufactured/mobile home ONLY is similar to
an auto, boat or recreational vehicle.

And we specialize in exactly this type of financing for
purchase or refinance.

A manufactured/mobile home in a park is typically financed
over a shorter term than a home on land as real property.

We have many loan terms available and great programs that
serve the borrowers' needs best.  The interest rates are
usually fixed and there's never a prepayment penalty!

We know you can choose other loan professionals, but we
"Go the Extra Mile" to assure excellence!

Manufactured, Modular and Mobile Homes  
With or Without Land Loans...   FAQ
We are a direct source of loan products for manufactured homes
with land and or the mobile home itself without land.  Read more

NO INITIAL CREDIT CHECK - NO SENSITIVE INFORMATION
Thank you for choosing Earth Works Trust!
Our polite, professional and efficient staff
has decades of experience providing
mobile home loan financing and
mobile home refinancing mortgage loan
options to thousands of satisfied customers
with superior service second to none.
NO INITIAL CREDIT CHECK
NO SENSITIVE INFORMATION
FREE REQUEST
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Privacy policy: We respect your privacy! Your information will always be kept confidential and will never be distributed or sold!
Refinancing Modular Home Mortgage - Refinance - Modular Homes Loan - Modular Home Loans - Modular Home Financing - Modular Home Refinancing
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