Did You Know...?
FHA Streamline Refinance
Want to refinance your FHA mortgage?
If you presently have an FHA mortgage,
you can easily qualify for a Streamline
FHA Refinance Mortgage. Easier guidelines,
no appraisal, low documentation for
rate and term...
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Manufactured, Modular and Mobile Homes  
With or Without Land Loans...   FAQ

We are a direct source of loan products for
manufactured homes with land and or the
mobile home itself without land.
 Read more
1-800-608-6898
Purchase or Refinance
Mobile Home Refinancing – Your Refinance Guide – Mobile Home Loan
Manufactured and mobile home refinancing loans, and financing in a Park, leased or family land. Cash Out, debt consolidation,
home equity loan,
shorten the loan term or lower the interest rate on your double wide or single wide mobile home loan.
Q. Is single wide or double wide financing available for homes
in parks, on leased,  family land, or land where
the deed or mortgage is separate from the home?
A. Yes!  These are "home only" or "chattel" loans, and there
are excellent rates and terms. In newer homes, a mobile home equity
loan may be available. Single Wide, Double Wide and Triple Wide
Q. Is financing available for homes with land tied by
way of deed or mortgage?
A.  Yes!  In most states financing is available, often equity
is available for debt consolidation or home improvements
depending on the home value. These are “land/home packages.
”Certain conditions apply. Single Wide, Double Wide and Triple Wide
Q. How do I save money by refinancing my home?
A. By obtaining a lower interest rate or you may wish to
shorten the loan term which often saves thousands in
interest over the life of the loan. Refinance with no
seasoning after purchase.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment
history.  Self-employed borrowers need two years tax
returns showing sufficient net income to support debt.
Minimum credit guidelines apply.  Each situation is
different, and loan types depend on several factors:
year of home, manufacturer, home value, and value,
credit history, income, employment, and other factors.
Q. Is the age of the home a factor in purchase or refinancing?
A. Yes!  The home must be newer than 1977 in most cases.  
The newer the home the more likely equity cash will be
available. Models older than 1977 in California may
qualify for mobile home equity loans as well
.
Q. What does it cost to apply or to get a quote?
A. There is NO loan application fee or cost for a quote.             
Home Only Purchase - 5% Down
Land Home Purchase - 3.5%Down
Land Home Refinance up to 97.75% LTV
Cash Out and Lower Your Bills

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Mobile Home Refinance Loans
Rates are the lowest they've
been in close to 30 years.
Refinance now to get a lower rate,
turn your adjustable into a
fixed rate and get cash out

Mobile Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.

Mobile Home Equity Loans
Cash out your equity now for debt
consolidation, home improvements,
paying off debts or anything else
you want with your home's equity!
NO INITIAL CREDIT CHECK
NO SENSITIVE INFORMATION
NO INITIAL CREDIT CHECK
NO SENSITIVE INFORMATION
FREE REQUEST
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West Virginia WV, Wisconsin WI, Wyoming WY,  Loans Home Financing and Refinancing Mobile, Manufactured, Modular Homes
Mobile Home Refinancing – Your Refinance Guide – Mobile Home Loan
Refinancing guide to refinancing your mobile home.  Before you refinance, make sure you read our mobile home refinancing information. Mobile Home Loan
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