USDA Home Loan | USDA Home Financing | USDA Home Refinancing
USDA Home Purchase Loans | USDA purchase loan from approved USDA mortgage lenders. A USDA Purchase Loan provides a low-cost insured home mortgage loan.
USDA Manufactured Home Loan | Mobile Home Financing, and Loans
USDA Home Loans provide 100% financing for a home purchase, or refinancing, in a USDA designated rural area. These home loans are guaranteed by the United States Department of Agriculture
(USDA) and are then serviced by direct lenders that meet federal guidelines. This guaranteed home loan program is managed by the Housing and Community Facilities Program (HCFP).
USDA Loans -- Save *Thousands* With Record-Low USDA Rates. Now Is The Time!
USDA Mortgage Rates | USDA Mortgage | USDA Loans
USDA Guaranteed Purchase or Refinance Loan Program
Single Family and Manufactured Homes on Land
$0 Down Purchase - 100% Financing or Refinancing

Growing in popularity, USDA loans offer incredible benefits to borrowers.
The USDA Housing and Community Facilities Program was designed to
help low to moderate income families with homeownership in rural
communities with populations of 20,000 or less.  Once considered
"farmer loans," now millions of Americans qualify!
  • Offers better terms than an FHA or conventional loan
  • Lower Rates and $0 Down Financing
  • No Private Mortgage Insurance
  • Can be used to buy a new home at a lower rate.
  • 100% financing and refinancing including closing costs.
  • For purchases, you may not presently own a home.
  • Competitive 30 year fixed interest rates.
  • Flexible credit guidelines.
  • No maximum purchase price limit.
USDA Home Loans supplies 100% financing for a home purchase or
refinancing in a USDA designated rural area. USDA home loans are
guaranteed by the United States Department of Agriculture

Some of the eligibility standards that determine if you qualify for a
USDA loan for your home include what county and zip code the home
resides in, your current income and credit history, as well as the
number of dependents you can claim. Because these guidelines
are very specific, it is important to work with a company that has
experience dealing with USDA government financing to
help determine your eligibility.
Earth Works Trust is that company!
We look forward to providing you with outstanding service!

Invest 60 seconds in our short loan request form.
You'll be glad you did!
USDA $$0 Down Purchase Loans
Financing a mobile home, modular home,
or manufactured home is a streamlined
process that begins right here!  
Did You Know...?
FHA Streamline Refinance

Want to refinance your FHA mortgage?
If you presently have an FHA mortgage,
you can easily qualify for a Streamline
FHA Refinance Mortgage. Easier guidelines,
no appraisal, low documentation for
rate and term...
   Read more
Manufactured, Modular and Mobile Homes  
With or Without Land Loans...   FAQ

We are a direct source of loan products for
manufactured homes with land and or the
mobile home itself without land.
 Read more
Mobile Home Loans
Mobile home refinance and financing,
rates are the lowest they've been in
close to 30 years...
. Qualify Now

Modular Home Loans  
Qualify for site-built loan types
and rates..
Qualify Now
FHA. Modular Home Loans  Qualify Now

FHA Mortgages - 3.5% Down
Designed for all borrowers who are
unable to make a large down payment.
FHA loan limits vary..
.   Qualify Now

VA Mortgages - No Money Down
A VA home loan can be a bit more
complex than a conventional loan,
but the perks..
.  Qualify Now

Refinance A Mobile Home
Mobile Home Only Loans
In Park, On Land
 Qualify Now
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