Harp Loans | HARP Mortgage Loan | Harp Loan | HARP Program
The HARP loan program offers underwater home owners the refinance loan option for their mortgage loan at today’s low loan rates. Get your HARP loan here!
HARP Manufactured Home Loans, Financing, and HARP Lenders
As long as your loan was purchased by Fannie or Freddie prior to May 31, 2009, you are current on your mortgage, and have paid on time for the last six months
(and eleven of the previous twelve months), you may be able to qualify for HARP without income verification if you can show that you have assets equal to 12
months of mortgage payments (principal, interest, taxes, insurance, and any other fees).
Did You Know...?
FHA Streamline Refinance

Want to refinance your FHA mortgage?
If you presently have an FHA mortgage,
you can easily qualify for a Streamline
FHA Refinance Mortgage. Easier guidelines,
no appraisal, low documentation for
rate and term...
   Read more
Home Affordable Refinance Program (HARP)
Single Family, Manufactured, Mobile and Modular Homes With Land All Eligible
  • There is no loan-to-value cap in the new HARP, for fixed-rate loans. This is
    the most significant change of HARP 2.0. Under previous versions of
    HARP, the LTV could not exceed 125%.
  • The loan on your property is owned or guaranteed by Fannie Mae or
    Freddie Mac.
  • At the time you apply, you are current on your mortgage payments. You
    can have one 30-day late payment in the past 12 months, but none within
    the past 6 months.
  • You have a reasonable ability to pay the new mortgage payments.
  • The refinance improves the long-term affordability or stability of your loan.
We're a direct resource for home mortgage loans, mortgage refinance,
mortgage rates and home equity mortgage refinancing loan programs.

We focus on your mortgage needs with the goal of delivering a straightforward,
convenient experience.  We're here to assist you every step of the way!
Home Affordable Refinance Program (HARP)
Single Family, Manufactured, Mobile and Modular Homes With Land All Eligible
New Revised HARP At a Glance
Underwater on home value?  Problem solved!
HARP allows homeowners facing difficulties refinancing their mortgage
through conventional methods to apply for a refinance of their mortgage.

A homeowner that is current with their monthly payments but unable to
refinance due to a drop in the value is the typical prime candidate for the HARP
program. The ultimate goal is to allow a homeowner to do a mortgage
refinance for a lower interest rate and overall monthly payment.
Here are the general eligibility guidelines for HARP:
Manufactured, Modular and Mobile Homes  
With or Without Land Loans...   FAQ

We are a direct source of loan products for
manufactured homes with land and or the
mobile home itself without land.
 Read more
Harp Manufactured Home Loans
Financing or refinancing a mobile home,
modular or manufactured home is a
streamlined process that begins right here!  
Mobile Home Loans
Mobile home refinance and financing,
rates are the lowest they've been in
close to 30 years...
. Qualify Now

Modular Home Loans  
Qualify for site-built loan types
and rates..
Qualify Now
FHA. Modular Home Loans  Qualify Now

FHA Mortgages - 3.5% Down
Designed for all borrowers who are
unable to make a large down payment.
FHA loan limits vary..
.   Qualify Now

VA Mortgages - No Money Down
A VA home loan can be a bit more
complex than a conventional loan,
but the perks..
.  Qualify Now

Refinance A Mobile Home
Mobile Home Only Loans
In Park, On Land
 Qualify Now
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